Follow These Steps If You Are Hit By A Storm
Storm damage can cause harm to your home and it can occur anytime. Heavy rain with powerful winds can cause flooding or even roof damage.
Take Safety Precautions
Heavy rain and wind can create physical hazards on your property, such as a collapsed roof, window damage, collapsed walls or standing water in the basement. Once the moisture soak into carpeting, furniture or building materials, it can cause mold growth. Be cautious of broken glass, exposed nails and other sharp objects on the property. If you smell gas, shut off the main gas line. Contact your insurance company and a reputable property restoration company to help get process going to get your home back together.
Take a Picture of the Damage
Only if it’s safe to move around, use your camera or phone camera to photograph the damage so that you will have a record for your insurance company. This action will ensure that you are fully compensated.
Contact Your Insurance Company
Contact your insurance agent to notify them about the damages to your home as soon as possible. The company will send out an adjustor to determine the extent of the damage so that payment for repairs can be made.
Federal Disaster Assistance
Look into federal disaster assistance, the federal government may have declared the area affected by the storm as a disaster area. It may be eligible for low-cost loans to help restore your property to normal. You will be required to file documents to receive these loans.
When a storm-related disaster strikes, it may seem overwhelming, but these steps can help you to begin the process of restoring your home, "Like it never even happened."